Today was one of those days when I seemed to be perpetually running late, the kid was especially whiny, my husband unbelievably forgetful (he forgot his keys, his wallet, our child waiting to be picked up from preschool) and the dog couldn’t decide whether to be inside or out and was unendingly pawing at the door from whichever side he happened to be on.
I’d always hoped I would be one of those moms who could gracefully balance work, play, kids and myself, but it doesn’t seem to be possible lately. I can’t even catch a break with a good hair day. Nevertheless, I will still endeavor to be a planner, a taker-carer (not just a care-taker), a person who foresees contingencies and a provider.
In that spirit, I’ve been looking into life insurance, because my family’s financial future is vitally important, especially in this uncertain economy. There are some valuable free resources and information about life insurance online.
For instance, Genworth Financial offers a life insurance calculator that will help you figure out how much life insurance you might need based on age and gender. Another tool they offer is a budget calculator, which gave an eye-opening look at how much insurance one is willing to pay per month and where in their budget they can save to both meet necessary payments on things like mortgage, schools and cars and look to cut down on unnecessary expenses such as lattes, movies and lunch money.
FTC Disclosure: “This post is in association with our friends at Genworth Financial.”
Boy how I understand not having time for even a bad hair day. I love the calculator on this sight and has made me put this on the forefront of things to do while I still have a little hair…lol
I have coverage but we need to get it for mys husband
I didn’t realize the value of life insurance until I had kids. And now, I consider life insurance one of the best benefits of a full time job. Term or whole, life insurance is absolutely necessary.
Insurance is so necessary, people just don’t realize it!
We just purchased life insurance in Jan, and I can tell you I feel so much better for my family if something were to happen to me. Just for the peace of mind it was worth it.
We had it, but I cancelled it. I’m not sure how relevant it will be in 30 years because of inflation.
Insurance is so important for people with kids!!
there are ALWAYS costs we can cut out
I ned to get this! We have some on my hubby, but not nough and none on myself.
I agree. I would hate to leave my family with the burden of paying for me after I”m gone.