One of the best reasons to cut down on your bills and monthly costs is that soon you can afford to occasionally splurge on a big expense. However, having the funds available doesn’t mean you should blow your budget on one big payment. It may feel good initially, but you’ll have ...
Money Tips
Help Your Teen To Financially Prepare For College
Studies have shown that over half of all parents expect to pay for something towards their child’s college education. It might have been something that you’ve been planning for and have put savings aside for that very purpose. It might be that you want your child to pay for the ...
Planning for Financial Emergencies
Perhaps we should always expect the unexpected, but it’s pretty impossible to do that in reality. After all, there are so many things that can go wrong and an infinite amount of time for them to do so! That doesn’t, however, mean that we can’t repair for them, especially if ...
Damaging Debt Dramas
Debt can be a huge issue for anyone. Especially families. It can creep up on you, slowly swamping you and pulling you under. There are ways to get out of it, and ways to get your life back again. Sure, it may be your fault that you are in the position you are in, but it doesn’t ...
Their First Financial Lesson: Teaching Your Child the Savings Habit
Of all the habits you might try to instill in your children, saving money may be one of the most important. It’s something that even full-grown adults can struggle with if they never learned the habit, and it can have significant consequences. While talking about financial ...
You vs. Company – How To Win
When you have been left out of pocket financially due to the mistakes of others, it’s hard to take. You can try and remind yourself that mistakes happen. It’s human nature; we can’t get everything right all of the time. If you can occasionally make mistakes, then the people ...
Family Vacation Without Breaking The Bank
It’s now that time of year again where we want to get our summer holiday booked. After all, we want something for our family to head to. And we want to get it booked before the price gets too expensive. However, as much as family holidays are fantastic, they are pricey. In fact, ...
Balancing The Books: Failsafe Ways To Spend Less
Most of us are looking for ways to spend less every month. Even if you’re in the black, you may wish you had more to put aside each month or spend on little luxuries like weekends away or the odd trip to the movies. Often, we can save more by spending less. You may think that ...
How to Take the Stress out of Moving
Moving house is widely considered one of the most stressful things you’ll ever do. Some studies even report that moving house is more stressful than starting a new job. Whilst this might not be the case for all, it’s clear that moving house is no easy feat. The last thing any of ...
Making Ends Meet
Life is not easy. It comes with constant challenges that test your will and strength. Something like a new baby or the loss of a job can affect your income and eventually lower your credit score. As a result, you're now a high risk to potential creditors. This makes it hard ...
