Personal investment coaches like to advocate for an emergency fund, the money you set aside to bail you out in the event of a rainy day. Suppose you had a medical emergency, totaled your car or lost your job, you’d ideally run to your emergency fund account as your exit strategy. ...
finances
Emergencies and Finances: 3 Things to Know About Covering Your Unexpected Health Expenses
We all go through life hoping for the best, but disease and accidents can happen to us anytime. People therefore turn to health insurance to cover them against these unfortunate events. Other folks also put alternative ways in place to cover their unexpected health expenses when ...
Why You Have a Bad Credit Rating and What You Can Do About It
A bad credit rating can make financial matters very difficult for you. You may be rejected for a loan, or you may have to pay a much higher rate of interest, which could add up to additional outgoings of thousands of pounds over a number of years. Despite its ...
Credit Horror Stories You Should Be Avoiding
Here, we’re all about how to get yourself in a better financial position. However, by now you should hopefully realize that it’s not all about how much money you have in your bank. There are other factors that affect your financial health, freedom, and independence. One of those ...
How Do I Get You A Loan?
At some point in most people's life there is a need to borrow money. There are lots of ways to do this. For example, you can take out a loan, arrange an overdraft or apply for credit from a store or credit card provider. Before choosing how to borrow you need to know how much and ...
Financial Emergencies & How You Should Deal with Them
Financial emergencies can arise at the most unexpected of times. You don’t need to spend your entire life worrying about them because they might never hit you. However, you should be informed. When you know how to deal with financial emergencies, you will be prepared to deal with ...
Homely Financial Pursuits: Ways To Save Money From Home
It is always stressful trying to find ways to save money especially when you are conserving as many finances as you possibly can already. If you have moved into a new home or if you are saving up for something it's always easy to say that we never have enough money. There's a ...
Perfect Ways to Plan For Retirement
Image Source No matter how young you are, it’s never too early to plan for your retirement. There’s a lot you’re going to need to account for in the build-up to retirement. And the earlier you plan for it, the easier it’s going to be when the time finally arrives. These are ...
Christmas Bargain Gift Tips!
If you’re getting organised for the holidays, then you can’t avoid thinking about gifts. However, unless you’re a small family, it’s likely that you have cousins and aunties to buy gifts for too. So we’ve come up with a way to make sure that you’re not spending thousands on ...
